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Two Online Payment Processing Options For Home Businesses
By John Purfield
Do you want your home business to accept credit cards online? However, you are not sure where to start? Obtaining a merchant account is easy if you know what to look for and know what you want for your business. If you own a home business, don’t feel alienated by the need to accept online payments. Here are 2 online payment options that may be worth researching for your home business.
PayPal is an online payment option available for all businesses that have a PayPal merchant account. PayPal is a great way for businesses to “test the waters” without having to pay overhead or make a long commitment. Additionally, they only charge on a per transaction basis. Pay Pal makes it very easy for businesses to apply for an account. Also, they provide tools to help implement the online payment option on your web site.
PayPal is a trusted name in online payment options and a very popular form of payment. Your customer would click a button on your web site to pay. Your customer will then enter their credit card information on PayPal’s web site. Then your customer is taken back to your site after the payment has been processed.
Another online payment option is to have a merchant account. Merchant accounts allow you to accept all types of credit cards. The big benefit to having a merchant account is that you can accept major credit cards as a form of online payment and the entire shopping experience takes place on your web site.
Having control of the entire shopping
Adding a Blog to Your Ecommerce Website
<p>A blog on your ecommerce website can be an excellent platform for direct communication with your customers. Of course, like every other business decision there are two sides to an <a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/od/eCommerce-Marketing-Strategies/a/Does-Your-Ecommerce-Website-Need-A-Blog.htm">ecommerce blog</a>.</p>
<p>If you decide to set up a blog, I recommend the WordPress platform. It is free and open source. But the default themes leave a bit to be desired. That is where a premium theme such as <a href="http://clk.about.com/?zi=1/1hc&zu=http://onlinebusiness.about.com/od/buildingyourwebsite/fr/Pagelines-2-0-Review-Build-Your-Wordpress-Website.htm">PageLines 2.0</a> might be preferred.</p><p style="background:#f5f3ef;border:1px solid #d5d0bf;clear:both;padding:.5em;"><a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/b/2012/02/22/adding-a-blog-to-your-ecommerce-website.htm">Adding a Blog to Your Ecommerce Website</a> originally appeared on <a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/">About.com Ecommerce</a> on Wednesday, February 22nd, 2012 at 07:42:33.</p><p><a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/b/2012/02/22/adding-a-blog-to-your-ecommerce-website.htm">Permalink</a> | <a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/b/2012/02/22/adding-a-blog-to-your-ecommerce-website.htm#gB3">Comment</a> | <a href="http://ecommerce.about.com/gi/pages/shareurl.htm?PG=http://ecommerce.about.com/b/2012/02/22/adding-a-blog-to-your-ecommerce-website.htm&zItl=Adding a Blog to Your Ecommerce Website">Email this</a></p>
Selecting a Hosting Provider for Your Ecommerce Website
<p>Reliable hosting is a primary requirement for an ecommerce business. If you have read my article titled: <a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/od/eCommerce-Design-and-Dev/a/How-To-Select-The-Right-Hosting-For-An-Ecommerce-Website.htm">How to Select the Right Hosting for an Ecommerce Website</a>, and would like some more information, I have a great article for you. This one is written by my colleague <a href="http://clk.about.com/?zi=1/1hc&zu=http://onlinebusiness.about.com/bio/Bryan-Haines-71602.htm">Bryan</a>, and is titled: <a href="http://clk.about.com/?zi=1/1hc&zu=http://onlinebusiness.about.com/od/webhosting/a/findawebhost.htm">How to Find a Web Host</a>.</p><p style="background:#f5f3ef;border:1px solid #d5d0bf;clear:both;padding:.5em;"><a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/b/2012/02/22/selecting-a-hosting-provider-for-your-ecommerce-website.htm">Selecting a Hosting Provider for Your Ecommerce Website</a> originally appeared on <a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/">About.com Ecommerce</a> on Wednesday, February 22nd, 2012 at 07:16:58.</p><p><a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/b/2012/02/22/selecting-a-hosting-provider-for-your-ecommerce-website.htm">Permalink</a> | <a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/b/2012/02/22/selecting-a-hosting-provider-for-your-ecommerce-website.htm#gB3">Comment</a> | <a href="http://ecommerce.about.com/gi/pages/shareurl.htm?PG=http://ecommerce.about.com/b/2012/02/22/selecting-a-hosting-provider-for-your-ecommerce-website.htm&zItl=Selecting a Hosting Provider for Your Ecommerce Website">Email this</a></p>
Should You Operate As a Work-From-Home Ecommerce Business?
<p>If you are a single-person work-from-home ecommerce business, you are one of many. But should you really work from home? My colleague <a href="http://clk.about.com/?zi=1/1hc&zu=http://homebusiness.about.com/bio/Mindy-Lilyquist-91597.htm">Mindy</a> recently wrote about the pros and cons of working from home. Here are two must-read articles:</p>
<ul>
<li><a href="http://clk.about.com/?zi=1/1hc&zu=http://homebusiness.about.com/od/beforeyoubegin/a/Should-I-Work-From-Home-10-Reasons-You-Should.htm">The Pros of Working From Home</a></li>
<li><a href="http://clk.about.com/?zi=1/1hc&zu=http://homebusiness.about.com/od/beforeyoubegin/a/Should-I-Work-From-Home-10-Reasons-You-Should-Not.htm">The Cons of Working From Home.</a></li>
</ul><p style="background:#f5f3ef;border:1px solid #d5d0bf;clear:both;padding:.5em;"><a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/b/2012/02/22/should-you-operate-as-a-work-from-home-ecommerce-business.htm">Should You Operate As a Work-From-Home Ecommerce Business?</a> originally appeared on <a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/">About.com Ecommerce</a> on Wednesday, February 22nd, 2012 at 06:57:27.</p><p><a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/b/2012/02/22/should-you-operate-as-a-work-from-home-ecommerce-business.htm">Permalink</a> | <a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/b/2012/02/22/should-you-operate-as-a-work-from-home-ecommerce-business.htm#gB3">Comment</a> | <a href="http://ecommerce.about.com/gi/pages/shareurl.htm?PG=http://ecommerce.about.com/b/2012/02/22/should-you-operate-as-a-work-from-home-ecommerce-business.htm&zItl=Should You Operate As a Work-From-Home Ecommerce Business?">Email this</a></p>
Wal-Mart Increases Its Commitment to China
<p>In May 2011, Wal-Mart took a minority stake in the Yihaodian -- a Chinese ecommerce player. Today, Wal-Mart announced that it was hiking its stake to 51%.</p>
<p>This move is just one of many by US giants trying to establish a foothold in emerging markets. Watch this space for more reports on global ecommerce action.</p><p style="background:#f5f3ef;border:1px solid #d5d0bf;clear:both;padding:.5em;"><a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/b/2012/02/20/wal-mart-increases-its-commitment-to-china.htm">Wal-Mart Increases Its Commitment to China</a> originally appeared on <a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/">About.com Ecommerce</a> on Monday, February 20th, 2012 at 10:41:40.</p><p><a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/b/2012/02/20/wal-mart-increases-its-commitment-to-china.htm">Permalink</a> | <a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/b/2012/02/20/wal-mart-increases-its-commitment-to-china.htm#gB3">Comment</a> | <a href="http://ecommerce.about.com/gi/pages/shareurl.htm?PG=http://ecommerce.about.com/b/2012/02/20/wal-mart-increases-its-commitment-to-china.htm&zItl=Wal-Mart Increases Its Commitment to China">Email this</a></p>
Coding Your Own Ecommerce Site? Learn Some CSS
<p>Many people prefer to go in for hosted ecommerce solutions, such as <a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/od/ecommerceresources/fr/Shopify-Review.htm">Shopify</a>, that require little or no coding. But if you are a power user, you can adapt your software to your needs better if you coded the visual parts of it.</p>
<p>CSS transitions and transformations are a helpful visual technology for websites. My colleague Jennifer has some interesting articles and illustrations that will help you understand these techniques better:</p>
<ul>
<li><a href="http://clk.about.com/?zi=1/1hc&zu=http://webdesign.about.com/od/css3tutorials/a/css-transformations.htm">CSS Transformations</a></li>
<li><a href="http://clk.about.com/?zi=1/1hc&zu=http://webdesign.about.com/od/examples/l/bl-css-transition-examples.htm">CSS Transitions Examples</a></li>
<li><a href="http://clk.about.com/?zi=1/1hc&zu=http://webdesign.about.com/od/css3tutorials/a/transformations-vs-transitions.htm">CSS Transformations vs. Transitions</a></li>
<li><a href="http://clk.about.com/?zi=1/1hc&zu=http://webdesign.about.com/od/examples/l/bl-css-transformation-examples.htm">CSS Transformation Examples</a></li>
<li><a href="http://clk.about.com/?zi=1/1hc&zu=http://webdesign.about.com/od/examples/l/bl-css-transition-examples.htm">CSS Transitions Examples</a></li>
</ul><p style="background:#f5f3ef;border:1px solid #d5d0bf;clear:both;padding:.5em;"><a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/b/2012/01/31/coding-your-own-ecommerce-site-learn-some-css.htm">Coding Your Own Ecommerce Site? Learn Some CSS</a> originally appeared on <a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/">About.com Ecommerce</a> on Tuesday, January 31st, 2012 at 09:33:52.</p><p><a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/b/2012/01/31/coding-your-own-ecommerce-site-learn-some-css.htm">Permalink</a> | <a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/b/2012/01/31/coding-your-own-ecommerce-site-learn-some-css.htm#gB3">Comment</a> | <a href="http://ecommerce.about.com/gi/pages/shareurl.htm?PG=http://ecommerce.about.com/b/2012/01/31/coding-your-own-ecommerce-site-learn-some-css.htm&zItl=Coding Your Own Ecommerce Site? Learn Some CSS">Email this</a></p>
Do You Run Your Ecommerce Business As a Home Business?
<p>Some of the largest businesses in the world are ecommerce businesses. So it is interesting that some of the smallest businesses are also ecommerce businesses. That is the new paradigm of business, and in this paradigm ecommerce is the great leveler.</p>
<p>If you run an ecommerce business as a home business, you will have a lot of tax-related questions. My colleague Mindy recently authored some articles to help you out. Here they are:</p>
<ul>
<li><a href="http://clk.about.com/?zi=1/1hc&zu=http://homebusiness.about.com/od/Home_Business_Tax_Information/a/15-Self-Employed-Tax-Deductions.htm">15 Self-Employed Tax Deductions</a></li>
<li><a href="http://clk.about.com/?zi=1/1hc&zu=http://homebusiness.about.com/od/Home_Business_Tax_Information/a/Top-5-Tax-Return-Audit-Questions-For-Self-Employed.htm">Top 5 Tax Return Audit Questions For Self-Employed</a></li>
<li><a href="http://clk.about.com/?zi=1/1hc&zu=http://homebusiness.about.com/od/Home_Business_Tax_Information/a/Top-5-Questions-For-Home-Business-Deductions.htm">5 Frequent Tax Questions For Home Business Deductions</a></li>
<li><a href="http://clk.about.com/?zi=1/1hc&zu=http://homebusiness.about.com/od/Home_Business_Tax_Information/a/5-Common-Questions-Concerning-Taxes-For-Self-Employed.htm">5 Common Questions Concerning Taxes For Self-Employed</a></li>
</ul><p style="background:#f5f3ef;border:1px solid #d5d0bf;clear:both;padding:.5em;"><a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/b/2012/01/31/do-you-run-your-ecommerce-business-as-a-home-business.htm">Do You Run Your Ecommerce Business As a Home Business?</a> originally appeared on <a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/">About.com Ecommerce</a> on Tuesday, January 31st, 2012 at 09:12:08.</p><p><a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/b/2012/01/31/do-you-run-your-ecommerce-business-as-a-home-business.htm">Permalink</a> | <a href="http://clk.about.com/?zi=1/1hc&zu=http://ecommerce.about.com/b/2012/01/31/do-you-run-your-ecommerce-business-as-a-home-business.htm#gB3">Comment</a> | <a href="http://ecommerce.about.com/gi/pages/shareurl.htm?PG=http://ecommerce.about.com/b/2012/01/31/do-you-run-your-ecommerce-business-as-a-home-business.htm&zItl=Do You Run Your Ecommerce Business As a Home Business?">Email this</a></p>
experience provides many benefits to your business. I believe the best benefit is that your client does not leave your web site. There is less chance of the shopping process to fail and you do not have to worry about out site technologies that are not in your control. Another major advantage is that all the data is in your data base and available for your use. You can have custom reports developed to analyze the data and use for your advantage.
Having a merchant account may require a contract period of 6 months to a year and there is also an approval process involved. Depending on the bank that maintains your merchant account, you may be required to pay minimal fees each month. Even if you do not sell any products during this time you are almost guaranteed to pay a minimum payment to the bank. In my opinion an online merchant account is optimal if you plan on building your business. However, you should know the costs and commitment when you apply for one.
If you are not sure about what route to take your business, you may want to start out with a PayPal account. A PayPal account does not require a contract and there is no approval process to get started. Once you have decided that accepting credit cards is beneficial to your business, then apply for a merchant account and build for the long term. Article Source: http://www.ArticleJoe.com Get valuable home based business information and tips at www.beinbusiness.net.
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